Do you have a risk management plan?

Business Continuity Planning

Interestingly, a quarter of all businesses who suffer a major incident to their business never recover.

A Business Continuity Plan can help prevent this from happening. We offer business continuity planning help and advise. We will talk to you about the possible threats to your business and how you could deal with them if they happened. We can either give you the tools to create your own plan or we can create the plan for you at an agreed fee.

Fleet Management

Vehicles are an essential tool of any business but it isn’t always easy to manage a fleet of vehicles especially whilst they are out on the road every day of the week. We can help you look at ways of manging your fleet of vehicles to minimise accidents, reduce repair and servicing costs and improving fuel economy.

cars parked
Building hat, gloves, ear defenders, eye mask

Cyber Risk Management

We have all become so dependent on computers, phones and modern technology in our every days lives and they are fundamental in running a business. With the use of so much technology comes the threat of a phishing or a cyber attack on the information you hold. If your business suffered a cyber attack the cost of restoring your systems could have an immense financial impact on your business. Cyber Risk Management and bespoke specialist policies can take the worry out of the real threat which exists today.

Health & Safety

Your staff welfare is not only a legal requirement in the UK but one of the most important aspects of running your own business. It is well documented that a happy well managed work force are more productive and take fewer days off sick throughout the year. We can review your existing Health and Safety policy and support you in making improvements and updating your documentation where necessary. We will talk to you about Personal Protection Equipment (PPE), hazardous goods, site safety, manual handling, noise reduction and general staff wellbeing.

Contract Risk Management

There is no better feeling than winning a new contract, in the excitement it is all too easy to  sign the contract or purchase order without reading all the terms and conditions.  You and your business will be bound by the terms imposed within the contract, including potentially onerous insurance conditions. The type of conditions which you may come across could include:

  • Higher than standard limits of indemnity on Public & Employers  Liability & Contract Works
  • Collateral Warranties
  • Performance Bonds
  • Professional Indemnity Cover up to £5m
  • Insurance Backed Guarantee for 5/10/12 years
  • Joint named insurance with the principal

The impact of these conditions could have a significant financial impact on your business if your insurance arrangement doesn’t provide adequate cover. For these reasons we provide a free contract checking service to minimise the financial risks to your business.

Businessmen shaking heads

In a world of evolving risks, running a business is challenging. We bring clarity to the complex world of insurance. Putting you at the heart of what we do.

For more information about how COBRA Insurance Brokers can help you get the most appropriate insurance cover for your requirements.